Ohio Contractors Insurance Starting As Little As $350 per Year!
Are you looking for contractors insurance in Ohio? If so you have found the right company! Call 1-800-998-0662 and speak with the contractors insurance experts at Pathway Insurance.
We offer competitive rates on contractors insurance in Ohio, Michigan, Kentucky, and Indiana.
Some Contractors Insurance Policies for As Little As $350!
We offer general liability insurance for Ohio contractors for as little as $350 for the year for certain types of contractors.
Will your business qualify for the $350 contractor program? Call and speak with our experts at 1-800-998-0662. Pathway Insurance is a leading independent insurance agency offering commercial insurance in Ohio from a number of different companies.
Types of Coverage We Offer?
- Ohio General Liability
- Ohio Commercial Auto Insurance
- Ohio Inland Marine Insurance
- Ohio Professional Liability Insurance
- Coverage for Your Tools, and Buildings
- Ohio Employment Practice Liability Insurance
- Ohio Contractors Bond
Types of Contractors We Insure?
- Ohio Roofing Contractors Insurance
- Painting Contractors Insurance Ohio
- Landscapers Insurance Ohio
- Insurance for Electricians Ohio
- Plumbing Contractors Insurance Ohio
- HVAC Contractors Insurance Ohio
- Handyman Insurance Ohio
Read Your Insurance Policy Carefully!
Your insurance policy is a legal contract between you and the insurance company. It is very important for you to read your policy carefully so you understand what is and is not covered.
Please note the beginning legal disclaimer with one insurance company:
Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered. Throughout this policy the words “you” and “your” refer to the Named Insured shown in the Declarations, and any other person or organization qualifying as a Named Insured under this policy. The words “we”, “us” and “our” refer to the company providing this insurance.
The word “insured” means any person or organization qualifying as such under Section II – Who Is An Insured. Other words and phrases that appear in quotation marks have special meaning. Refer to Section V –Definitions.
SECTION I – COVERAGES COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY
Insuring Agreement. a. We will pay those sums that the insured becomes legally obligated to pay as damages because of “bodily injury” or “property damage” to which this insurance applies. We will have the right and duty to defend the insured against any “suit” seeking those damages. However, we will have no duty to defend the insured against any “suit” seeking damages for “bodily injury” or “property damage” to which this insurance does not apply. We may, at our discretion, investigate any “occurrence” and settle any claim or “suit” that may result. But: (1) The amount we will pay for damages is limited as described in Section III – Limits Of Insurance; and (2) Our right and duty to defend ends when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments – Coverages A and B.
b. This insurance applies to “bodily injury” and “property damage” only if: (1) The “bodily injury” or property damage” is caused by an “occurrence” that takes place in the “coverage territory”; (2) The “bodily injury” or “property damage” occurs during the policy period; and (3) Prior to the policy period, no insured listed under Paragraph 1. of Section II – Who Is An Insured and no “employee” authorized by you to give or receive notice of an “occurrence” or claim, knew that the “bodily injury” or “property damage” occurred, in whole or in part. If such a listed insured or authorized “employee” knew, prior to the policy period, that the “bodily injury” or “property damage” occurred, then any continuation, change or resumption of such “bodily injury” or “property damage” during or after the policy period will be deemed to have been known prior to the policy period. c. “Bodily injury” or “property damage” which occurs during the policy period and was not, prior to the policy period, known to have occurred by any insured listed under Paragraph 1. of Section II – Who Is An Insured or any “employee” authorized by you to give or receive notice of an “occurrence” or claim, includes any continuation, change or resumption of that “bodily injury” or “property damage” after the end of the policy period. d. “Bodily injury” or “property damage” will be deemed to have been known to have occurred at the earliest time when any insured listed under
Paragraph 1. of Section II – Who Is An Insured or any “employee” authorized by you to give or receive notice of an “occurrence” or claim: (1) Reports all, or any part, of the “bodily injury” or “property damage” to us or any other insurer; (2) Receives a written or verbal demand or claim for damages because of the “bodily injury” or “property damage”; or (3) Becomes aware by any other means that “bodily injury” or “property damage” has occurred or has begun to occur.